Enhanced Due Diligence (EDD): When It Triggers & How to Run It
EDD is not optional once a customer hits any of seven triggers. Here is the modern playbook for running it without grinding onboarding to a halt.
Enhanced Due Diligence is the additional scrutiny regulators require for customers above a certain risk threshold. It is not a vibe — it is a defined set of triggers and a defined set of additional checks.
Seven triggers that mandate EDD
- PEP or close associate match
- High-risk third country residence per FATF
- Unusual transaction patterns vs stated profile
- Complex ownership structures (KYB)
- Cash-intensive business
- Crypto-to-fiat off-ramping above thresholds
- Sanctions-adjacent jurisdiction exposure
What EDD adds on top of KYC
Source of funds documentation, source of wealth narrative, beneficial-owner mapping, and ongoing transaction monitoring with tighter thresholds.
Automate the data, keep the judgement human
Our AML & PEP screening and ongoing monitoring products feed the data layer. Final EDD sign-off should always rest with a named MLRO.
Need this verification done for you?
Order any of our analyst-reviewed verification services. Pay with crypto, Skrill or Wise — confirmation on WhatsApp or Telegram.
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